Liabilities regarding Construction
When renovating your home, it is prudent to take additional cover in the form of a Contractors Liability Policy.
Renovation / s is / are defined as follows for purposes of insurance : “an alteration / s to the current structure of the house / residence, which requires the expertise of legitimate contractors”. Examples would include additional rooms, a new and refurbished kitchen, installing a pool or an extension to an existing part of the house / residence.
Take note Insurers exclude liability on certain parts of household insurance cover, as it is maintained that any damage resulting from renovations should be the sole responsibility of the contractor.