The Consumer Protection Act 68 of 2008 comes into effect 1 April 2011.

Should you be in a business which is supplying a product or goods including food & drink, then make sure your Product Liability Cover is adequate and that you have Product Liability Cover.

This section covers you against damages which you may become liable to pay consequential upon accidental death of, or bodily injury to, or illness of any person or accidental loss of , or physical damage to tangible property which occurred in the course of, or in connection with the business.

The same applies to business which offers workmanship. Defective Workmanship extension should be taken up on your Policy. This extension does not cover a claim arising from a:

Defective design Or prior to handing over such work Arising from inefficiency of such work because the work did not produce the result anticipated or claimed The cost for rectifying or recalling defective work is not covered.

Finally if you are in a Profession which offers advice or treatment of any professional nature then please make sure you have Professional Indemnity.

As your broker, we are here to assist you.

Please contact your Local branch or Head office.